Our firm practices in Chapter 7 (Eliminates all unsecured debts; credit cards, medical bills, unpaid bills and most judgments. Most people keep all their possessions, eg. one house, two cars, furniture, IRA 401k), Chapter 13 (saves house from foreclosure and car from repossession through a 36 month or longer repayment plan through the court to “catch-up” on delinquent payments), and Adversary Proceedings. With the new sweeping changes of Bankruptcy law in 2005, there may be certain rights that the creditors now have that you must be aware of. Our experienced attorneys can certainly assist your situation and help you to create a new financial stability in your life via bankruptcy.